Can You Invest in Property Without Much Cash?

StrategyDriven Managing Your Finances Article |Property Investment|Can You Invest in Property Without Much Cash?As is suggested by the word property ‘investment’, you do need some money in order to be able to get into property. There are options like rent-to-rent to consider, but as that is something that requires very little money and you’re controlling cash flow, it can’t really be considered investing in property. But how do you make sure that you are able to have enough and generate enough cash in order to truly invest and have it make a difference in your life? It is a pretty steady way to invest, as there is always demand for property, whether that be commercial or residential. So if this is something that you want to get into, then you should make sure that you’re able to have the cash to be able to invest in the first place.

Save, Save, Save

As radical as it might sound, one thing that you could look to do is to save money and not make a start until you are ready. After all, if you look at property as an investment and for any investment, even a small one, you do need to have capital to back it up. Tracking your spending is one of the things to do. Plus, if you are going for something like a 75% mortgage, then it means that for what you save it can be quadrupled to be money for a property.

Borrow Money Against Your Home

You might have very little in the way of cash, but you might have a home of your own with equity in it that you can take advantage of. If this sounds like you, then you could choose to extend out your mortgage to release some cash that you can then invest in elsewhere. It is up to you to decide if this is something that is going to work for you. You have to weigh up if it is going to be better to be able to invest sooner rather than later, or have the security that comes with paying down your own mortgage.


Crowdfunding is something that is pretty recent, but it is making waves and helping people to invest and get a business started. You could use a straightforward site to help raise the money, asking people for donations. You can also use crowdfunding sites that offer something to the people that invest, so that could be something to think about as well. You could even look up a review of the Fundrise site to see if that could work for you. It is one of the first companies to crowdfund investment into the real estate market, so it is specific to the niche that you are looking at.

Use Family and Friends

If you have family and friends with some money that you could borrow from them, then it could be an avenue to look at. If you need to make it a more formal agreement, then it is a good idea to look into using their money as an investment, and treating it like a formal investment like you would from a bank. It can give everyone peace of mind.

0 replies

Leave a Reply

Want to join the discussion?
Feel free to contribute!

Leave a Reply

Your email address will not be published. Required fields are marked *