With technology moving at such a rapid rate these days, you can’t afford to allow your hardware and software to become old and stale. However, when you do get round to upgrading your technology, it is all too easy for it to cause business disruptions. In turn, these can be problematic by costing you potential sales and even causing your clients to look elsewhere. So, you want to make a special effort to minimize disruption as much as possible, and here are some of the ways that you can do so.
Hire the Right Tech Team
While your business relies on technology to operate effectively, this doesn’t mean that you are an expert in the field. Therefore, you need to have the best team behind you, whether through in-house staff or an outsource agency like Iconic IT. Whoever you choose to put your trust in, they need to be reliable and competent. If you are hiring someone, you need to check their references closely. If you are relying on an outsourced agency, you should get a personal recommendation if possible or review their case studies closely.
Plan and Test
When you first decide to upgrade your tech systems, this is where you need to make a plan involving how long this is going to take and when you can do it to minimize business disruption. You need to work out whether you should inform your clients to let them know about the impending disruption. Within your timetable, you also need to set aside some hours for testing. After all, you don’t want to get the system up and running, only to find that it didn’t work as well as you expected. This is the time that you can use to iron out any issues and sort them out before the big launch.
Keep Security in Mind
Online security has never been more important, and you don’t want to risk your systems going down as a result of not taking the proper precautions. While your old systems may have been protected, you need the same to be said of your newer technology too. To grant you extra peace of mind, it may be worth hiring someone to test your systems out. Some businesses even find it useful to hire ‘friendly hackers’ who attempt to hack into their systems to make sure everything is watertight.
Prepare for Future Upgrades
While it may present a challenge, you should do your best to invest in technology that it is as ‘futureproof’ as possible. While your new bit of kit may be useful now, is this still going to be the case in the next six months. If you are not sure, look at the direction of the company and how well they have done in keeping their products fresh and innovative. You do not want to waste a lot of cash upgrading to a technology that is going to become obsolete in the very near future!
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As cyberattacks are occurring more frequently, cyber security has become more of a necessity than just mere information that helps you keep your computer safe.
A wide variety of things can be done to keep your system safe from hackers and other threats, regardless of how you’re using your computer every single day. You can check this website for tips or work on your own to protect your data from hackers. This is an essential task as keeping your computer virus-free is one way to avoid cyberattacks and any other malicious programs.
What Are The Dangers Of Cyberattacks?
When it comes to how to cope with the effects of cyberattacks on your business, many companies make the mistake of assuming that it will only affect them and, then, they’ll be okay. However, the reality is that the potential scope of undesired (imprecise) consequences of cyberattacks can be considerably greater than those of an ordinary cruise missile or nuclear bomb simply because of the less certainty in their desired effects. If you’re not careful, then you could easily lose your reputation and credibility in the business community.
Reputational damage can range from a simple hit-or-miss loss of goodwill to a devastating blow, such as being blacklisted by your chosen social media platforms, being banned from online employment opportunities, and being unable to secure a job in the future. All of these are possible if you fail to take action against the attack on your business, or you try and put your own efforts in place without properly planning for the negative consequences of these attacks.
For example, if you’ve taken the time and money to build a positive online reputation for your business, then the damage may well be limited to a few negative stories in the press.
The effects of the attacks on physical and/or psychological reputations, however, can be much more damaging and can impact greatly upon the ability to attract the best candidates to your company. There are many people in the business world who are seeking work, and your reputation can literally be a determining factor as to whether or not you can secure the position you need. If your online reputation is damaged by an attack of another person or organization, this can have a far more detrimental effect on your chances at landing that new job than a hit-or-miss story in the local paper.
Additionally, having a negative reputation online may result in the inability to get a job at all in the future. You need to be very careful when it comes to the effects of these attacks because you never know what they could possibly bring.
How Can You Protect Your Data Online?
In the present day and age, there are so many people around the world who are being victimized by cyberattacks. They’ve lost their jobs, credit cards, identities, and even their lives. Having said that, it’s of the essence to protect your online data to the best of your ability.
It’s important to make sure that you’re doing everything that you can do to protect your computer from cyberattacks. The Internet has been a safe haven for hackers, but the good news is that there are many effective ways you can protect your data online. These include the following:
1.Use An Anti-Virus Program
Contrary to popular belief, you don’t need to be tech-savvy to protect your digital files and information from cyberattacks. Merely downloading and using an anti-virus program is enough to do the trick.
The software is available for both Windows and Macintosh, and it protects your computer against worms, viruses, Trojans, and malware. You can set up an anti-virus program to protect your computers, regardless if you’re using them for work or at home.
With the number of ant-virus programs available today, choosing one can be tough. So, if this is your first time using one, make sure to read this blog and other online articles so you’ll know better what to choose.
2. Avoid Downloading From The Internet
One of the most important cyber security tips from the experts is to be aware of the dangers and risks of using the Internet and downloading software from there. For instance, if you’re not sure about the security of a certain website or program, you should never click on a link or download a file from it.
However, if you’ve already downloaded the file and are curious about the security of it, then you should run a virus scan on the file. Viruses can cause much harm to a computer. Therefore, you should always be careful of what you do and what you download while online.
3. Don’t Give Away Confidential Information
The simplest cyber security tip you can follow is that you should never give away any confidential data, such as credit card numbers, social security numbers, or passwords. Any information like the ones mentioned should be protected by a password or two, and these need to be a secret. This can be especially important if you’re more tech-savvy since you want to protect those who may be trying to get into your email or, worse, access your financial account.
The same is true for passwords that are shared with other people. There will be a lot of people out there who’ll try to break into those. You can also make sure that your system doesn’t contain any viruses, spyware, adware, or any other type of harmful software. This will help keep your computer free from any malicious elements.
4. Encrypt Information
Another important cyber security tip from the experts is that you should keep your information encrypted and safe from prying eyes. If you want to keep your information private and safe, then it should be in your best interest to encrypt your files, send them through the encrypted email, and keep them safely inside a hard drive.
Although this sounds almost too simple, it’s true that encryption is used to make certain that no one can read any of your data. You should make sure that your data is encrypted even if you’re not using a secure system. You should also make sure that it’s in a location that will be inaccessible to anyone, and that you have a backup plan in case anything happens to your computer.
5. Improve Your Password
It’s becoming a common problem among computer users to experience a sudden rise in data being sent or received over the Internet, and hackers are becoming more creative in their attacks on data. Many times, these hackers can also gain access to your network, so they can send their own data into your system as well. A hacker has many different ways of gaining access to a network, but the most common way to gain access is through the use of passwords or keylogging software.
You can prevent this from happening by using a password protection program. With password protection, it becomes impossible for a hacker to get any such information out of your system.
6. Install A Firewall
To avoid having your computer and the security system hacked, you can install a firewall. Firewalls are very effective when used together with anti-virus software to scan your network for malicious codes.
Protection is as easy as getting a firewall installed in your personal computer. This will allow you to set up a physical barrier between your computer and the Internet. When you don’t have an Internet connection, your firewall will block any hackers or outsiders from accessing your computer. This type of system is very effective because you’ll never have to worry about your personal data getting stolen. A firewall is typically installed on all new computers, or given to you when you buy one.
Firewalls don’t just stop data that’s coming into your computer from going out, but they also monitor your incoming and outgoing data. So, even if a hacker was able to bypass the firewall on your network, they won’t be able to get any information at all out of your system.
There are many different types of firewalls that you can choose from, but they all work in a similar fashion. When a hacker tries to access a computer, the system will detect that they’ve done so and will immediately close the window to prevent them from accessing your system any further. By doing this, your computer is now protected. The firewall is designed to prevent the use of unauthorized software, which can cause a number of problems if a hacker manages to get their way past your firewall.
7. Back Up Your Data
You should have a few different types of backup to protect your data in case something happens. For example, you can get a hard drive recovery system in case your computer fails because of a virus or any other security-related issue.
Another important thing you should have is a backup application that can be used in the event of a computer crash, as well as a reliable firewall that protects your system from outside sources. The most important thing is to have a complete set of software in place that you can use in the event of a failure.
8. Scan Your Computer Regularly
If you want to stay safe from cyberattacks, make sure to scan your computer regularly for errors and viruses, which may have occurred during the past. The software that you use to scan your system for these errors will work with the Windows registry, which will help identify the errors that have occurred in order to remove them. Once these errors have been removed from, your PC should run smoothly and without any glitches
However, it’s important to ensure that you’re running the correct version of the software so that your machine can be identified as being fully functional before attempting any further steps.
9. Avoid Visiting Unknown Sites
There are many different ways your data can be stolen from your computer, such as through phishing. A phishing scam is when someone uses your personal details in order to try and sell to another company. They may ask you for your bank account number, social security number, and other important information. If they’re successful in obtaining these pieces of information from you, then they’ll use these to either gain access to your bank account or make purchases.
In order to protect your data from cyberattacks, you should try and keep your computer running as fast as possible. You should also try to stay away from unknown websites. When visiting unknown sites, it would be very easy for malicious programs to steal your information. By avoiding the use of these types of sites, you’re giving yourself much better protection against phishing scams.
10. Work With A Professional
The best way to secure data storage system or vital information online is by hiring a computer security professional to look into the matter on your behalf. It would be much better if you would hire an experienced one to do the job for you.
While there are plenty of them who are not very efficient and are only concerned with their own profits, there are also many out there who are actually more efficient and provide better protection than the rest of the companies. Investing in trained and experienced computer system professionals is a cost-effective move for businesses, especially if you’re a novice to cyber security.
The professionals know what they’re doing, and you can be sure that they can provide the maximum protection that you could ever hope for. It’s just that most business owners aren’t aware that this kind of service is actually available today.
Knowledge Is Power
The Internet has become an integral part of people’s daily lives, and everyone uses it to communicate, research, and work. However, the fact is that the Internet is not safe enough to keep your data secure at all times. If someone hacks into a network you have, they can gain access to all your financial and personal information.
Make sure that none of these mishaps happen by using the tips in this article. As long as implemented regularly, these tips are enough for you to enjoy the World Wide Web without compromising your safety and identity!
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In today’s economy, money is a necessity regardless of whether you’re 13 years of age or 30. However, learning the value of money at a young age is a crucial step in maturing towards adulthood. Many teenagers appreciate the financial freedom a part time job affords them, with the ability to save for clothes or a car, and their parents find that it teaches them responsibility, too.
Thanks to advancements in technology, it has never been easier for teenagers to earn money without leaving their homes. Hospitality jobs are still viable options for some but others may prefer to make money online, as most young people are already well acquainted with the digital world. There are a number of different and exciting side hustles for teenagers to make money online around their existing schedule.
Here are 10 of the best:
1.Freelance Writing
If you, or a teenager you know, are an avid writer and believe you have the chops to work as a freelance writer, then freelance writing might be a good option. Working as a freelance writer across a number of different platforms, such as local magazines or newspapers, is a great way to earn money doing something you enjoy. Many publications are happy to give young people opportunities, too, either as interns or juniors.
Sometimes, you may find job postings from businesses looking for freelance writers, but often your ability to secure work will be based on your own discretion and hunger to reach out and contact businesses directly. With sites like Fiverr and Upwork, it’s easy to put together a profile with samples of your work, and apply to any number of suitable job openings. Freelance writing is also one of the easiest gigs on Fiverr to get going as you can easily have your samples displayed.
Freelance writing can be incredibly competitive, regardless of which platform you use, so it’s important you don’t get disheartened by rejections. In the end though, payoff in financial means and experience make it entirely worthwhile.
2. Blog Writing
Similar to freelancing, writing for a blog, whether yours or someone else’s, can be an easier writing side-hustle to start up and maintain. Granted, it’s unlikely you’ll immediately start making money with this particular venture. But, once you do monetize, the payout can be quite substantial. Some individuals have been fortunate enough to craft an entire career out of blogging based on how much money they make from advertising. If you write for an existing blog, you won’t have to maintain the site; you’ll simply produce the content and reap the rewards.
Blogging is also a great way to develop your writing style, as well as testing you creatively to make each post unique. When searching and applying for writer positions as you get older, these blog posts can be utilized as examples of your work.
3. Language Tutor
Tutoring in your primary language, whether it’s French, Chinese, Spanish, or English, is a fantastic way to earn money online. Most of the time, when individuals are seeking lessons on a secondary language, they aren’t searching for academic grade lessons. Often, they’re seeking out lessons to improve their conversational language skills and require assistance from native speakers, whether it’s with sentence structure or pronunciation. Tutoring online means teenagers are able to reach a large audience and help others without leaving their homes.
Typically, online tutoring does have a minimum age requirement. For most sites you have to be at least 16-18; it just varies based on which site you visit. Depending on where you live, you may be able to offer tutoring services through your school or college.
4. Selling Your Crafts
If language skills are not in your wheelhouse, and you’re more of the artistic type, then maybe developing your own small-crafts business is more your style. These days, ecommerce sites like Etsy are great for selling your own home-made goodies. On sites like this, you’ll find a variety of products ranging from personalized name puzzles to custom jewelry and antique merchandise. It’s completely up to you and your skills what you make and sell.
When operating one’s own craft business, there’s a degree of marketing and advertising that goes into it, like posts on Facebook and Instagram. If you’re a typical teenager though, you’ll be no stranger to social media. Selling crafts is a great way to express your creativity and make money in the process.
5. Freelance Photographer
If you or a teen you know have a good camera and an eye for photography, selling images online is a great way to earn money. Whether you sell photos to a digital media source or through a third-party site, there are a number of ways to make money through photography. The practice is similar to freelance writing in that you’re selling a product to consumers, with a price entirely based on your discretion and skillset.
6. Online Videos
With platforms like YouTube amassing millions of visitors every day, creating videos is a money-making exercise that more and more teens are exploring. There are all sorts of video content creators these days, but how-to videos are among the most popular, thanks to their versatility. This is a popular side-hustle option among teens, as young people are the most active on the site.
Videos could vary widely, from how to beat a level on a video game to completing a DIY home project, or explanations on a specific niche you’re passionate about. Making money on platforms like YouTube is typically done by monetizing one’s videos. For example, by adding a subscription fee or allowing advertisements. The easiest way to start earning from online videos is by building a loyal audience of regular viewers.
7. Humanatic
When you’re on the phone with a business and an automated message says “this call is being recorded for quality and training purposes,” companies like Humanatic are the ones behind it. Basically, the call is recorded and forwarded to a third-party company such as Humanatic, who then assign the audio to one of their employees. They then listen to the audio and create a report based on what was done well and what can be improved.
Naturally, for this service, businesses pay establishments like Humanatic to listen to the audio and provide feedback. Working as an audio reviewer is a great, remote side gig. As one of these audio reviewers you can expect the pay to be based entirely on how much work you put in.
8. Proofreading
If you have a strong grasp of grammar and basic language skills, then work as a proofreader is be a no-brainer. There is no age requirement for this one, and all you do is read other people’s work to check for grammar, typos, and other sentence structure issues. Typically, an agency will pay around 25% of the price of a document to the proofreader; the amount of time each piece takes to read can vary. Regardless of your school or college schedule, proofreading can be an incredibly lucrative side hustle and will definitely add some much-needed extra cash to your bank account.
9. Customer Service Representative
If you’re seeking an online gig that can work around your, or a teen’s, study schedule, then a position as a customer service representative (CSR) might the next best step. Typically, these positions require individuals to be at least 16 years of age, but this can vary based on the business and/or online sites they’re affiliated with.
Note, these kinds of jobs do require a certain amount of resolve, and some people might not be able to handle this line of work. As a CSR you will be introduced to a wide variety of people, who can be polite or incredibly rude. As you develop your CSR skills, and overall confidence in your abilities, it’ll get easier to handle a variety of customers.
10. Survey Panels
When you take online surveys, you’re essentially offering your opinion on a variety of topics from music to various products, or even website content. Some companies operate by sending reviewers things to try, in exchange for detailed reviews, while others will pay people for their time. The reviews can take anywhere from a couple of minutes to several hours; this often depends on the value of the product or content.
However, before signing up anywhere and handing over your personal information, it’s important you do research first on reputable sites. This way, you’ll avoid scams and ensure you’ll actually make money from your efforts.
Conclusion
There are a number of ways that individuals can make money online, regardless of their age. Teens, in particular, are well-versed in the digital space and many prefer online side hustles to a traditional part time jobs like serving at a restaurant. The flexibility of digital work also allows them to juggle their work and study schedules with ease.
With the progression of technology and online presence in the workplace, a vast number of opportunities have begun to open up for people willing to work from home. As long as you have a strong internet connection, and the drive to stick to a schedule, the sky is the limit on what you can do and earn.
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Living paycheck to paycheck is a grim reality for many Americans. One recent report revealed that fewer than 40 percent of people have less than $1,000 in their savings accounts and that many have no retirement savings at all. This may sound familiar to you but it could be your worry that building your savings requires high-risk investments, and this could leave you bankrupt. Fortunately, there are a few strategies you can use to pad your savings account without having to navigate the stock market or make other risky investment moves.
1. Review and Revise Your Budget
Being realistic about your household budget can help you make great strides in building savings. If it has been more than six months since you last reviewed your budget, sit down with your spouse or partner and take a hard look at how you spend. Seeing your habits on paper may help you realize where you might be wasting cash and where you can make significant changes.
It can be daunting to make serious cuts to your budget, but if you want to grow your savings quickly, then sacrifices must be made elsewhere. This is not to say that you need to cut out entertainment or creature comforts completely, but it is wise to consider which services might be wasteful, such as magazine subscriptions or costly gym memberships. Read free articles online at your favorite magazine’s website and make plans to work out at home.
2. Set Small Goals at the Outset
While planning savings goals can keep you motivated, setting too large of a marker may frustrate you and cause you to toss your savings plans completely, especially once you first start out. Learning how to save can be a difficult process, so setting smaller, more attainable goals when you first open a savings account may be more fruitful in the long run.
For example, if you want to ultimately save $1,000, set a goal of $250, which is one-quarter of that amount. Once you reach that goal, up the mark to half, or $500, and so on. Raising your goal by these increments can help you see your progress in a positive light, and you will likely feel proud when you reach each milestone.
3. Use Credit Cards With Cashback Rewards
You might view using credit cards as being almost as financially daunting as some investment risks, but not all credit cards are bad news. In fact, some can help you pad your savings if you use them correctly. If you are currently searching for a card that suits your lifestyle and budget, consider applying for one that offers a cashback bonus instead of travel points or other perks.
A cashback reward can be useful in several ways. For example, many credit card companies that offer them allow you to put those rewards toward your monthly payment, which can raise what you pay toward your premium without having to pull money from your savings. Second, these rewards build from items you buy each month, such as groceries, fuel, and other necessities. It is important to remember, however, that a cashback credit card is only useful if you use it wisely and do not overspend.
4. Pick Up a Side Hustle
Technology has made finding a viable side hustle simpler than ever. From being an Uber driver to web design or content creation, picking up side work by using your natural talents can help your savings grow significantly. If you are not sure which job would be the best use of your time and effort, focusing on what you enjoy may be a good place to start.
While you might hesitate about turning a hobby you enjoy into a job, there are several advantages to this tactic. For example, if you enjoy creating digital art, consider adding a commissions list to your social media bio so you can take orders as they come and set a time frame that allows you to enjoy the artistic process while you make a profit at the same time.
5. Change Your Meal Plan
Revising your meal plan and how you grocery shop can help you understand where you might be wasting both money and food when you could be putting these resources toward your savings and dining table. Even if you use a shopping list, it may not be as effective as you think if you are not planning weekly meals.
Before you grocery shop, consider how much food you throw away each week when you clean out your fridge. Make a list of items that are wasted most often and strive to buy these less often. Consider cutting back on how often you eat out and make weekly meal plans so you can have the ingredients on hand. If you are pressed for time during the evening, cook and freeze meals over the weekend so you can defrost items when you get home from work.
6. Consolidate Your Bills
If you are struggling with loan payments, high-interest credit card bills, and other monthly debt that prevents you from saving money, you may want to consider consolidation. From companies that operate in the U.S. to those available for individuals and families living in Sweden, there are many to choose from.
You might think that consolidation is only an option for those who are facing bankruptcy or some other type of serious financial issue. However, this process is typically available for anyone who wants to reduce their monthly loan payments and opt to pay a consolidation company one lump sum instead. Depending on the company you chose and where you live, the interest for each payment and the total may be lower than what you are currently paying each individual creditor. Consolidation companies in Norway, for example, offer such manageable options.
7. Lower Your Energy Bills
Savings can be found around your home if you know where to look, and you can start with your energy resources. Old windows and doors allow heat and cooled air to escape, which wastes resources and may raise your utility bills. Consider investing in energy-efficient options instead. Contact a local roofing contractor to inquire about utilizing solar power and take steps to conserve water. When you lower these bills, the money left over can be applied toward your savings.
If you are uncertain about where you might be losing valuable energy resources around your home, you can ask your local power company to conduct an audit. During this process, a qualified energy professional will come to your property and evaluate how your home uses energy and where waste might be taking place. The auditor might suggest having your hot water tank cleaned of sediment, your ducts cleaned, and which rooms might benefit from new windows and doors.
8. Make Willing Financial Sacrifices
Your savings cannot grow unless you make a conscious effort to contribute to them each pay period. This will probably require several sacrifices on your part, but you might find skipping that expensive latte or saying no to a new outfit is well worth it as you watch your savings increase. Remember, you do not have to deny yourself all the time and live on the bare minimum when it comes to growing your savings, but making financial sacrifices a few times a month can go a long way.
Building your savings account without making risky investment choices can be a challenge. However, when you take steps to revise your budget and spend more wisely, you might see your nest egg grow by leaps and bounds.
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If you or someone in your family was involved in a preventable accident and there’s a possibility that the injuries could have come about as a result of negligent or careless behaviour, a personal injury claim may be the right choice. Taking legal action will hopefully lead to the liable parties being held responsible and ensure that appropriate compensation is awarded to the victim. Sounds easy on paper, doesn’t it?
Unfortunately, the legal process can be long and complex. You have to ensure that you have the best workers compensation lawyer on your team so that your people get what they deserve. Having an injury at work, means that you need to pursue it when you can if you are the injured party. If you are a boss and someone is suing you because of workers compensation, then you need a lawyer as well. “The majority of personal injury cases are completed within six to nine months of the process being started. However, it should be noted that depending on the nature and details of your claim, the amount of time can vary from a few months to a number of years in order to see it through,” advises one expert in the field.
While you should always have the benefit of your personal injury solicitor’s expertise to guide you, it doesn’t do to underestimate the potentially huge physical and mental health implications on your ability to deal with the situation. In addition to physical pain and medical treatment, there may be emotional trauma to cope with, not to mention the added financial burden of medical bills, lost earnings and more.
You’ll want to understand how personal injury law works. We’ve put together some of the most common mistakes you should absolutely avoid when making a personal injury claim.
1.Dealing direct, without the help of a lawyer
You may be tempted to do away with legal representation and deal with insurance companies yourself. Indeed, they may have advised you that settling a claim directly with them will lead to a better outcome for you, and without the need for costly legal fees. Well, they would say that, wouldn’t they? Given the vast in-house resources and legal knowhow of an insurance company, how well could you possibly do against them? What sort of a fight could you put up?
A specialist personal injury lawyer, on the other hand, will have built up vast experience in a wide range of injury, accident and medical negligence claims and know exactly how to approach your case. Many even offer no win, no fee agreements, meaning they will only charge you as and when your compensation is paid.
2. Assuming that all law firms are the same
With something as critical as a personal injury case, it pays to do a little research to find the best person to represent you. It’s your health and wellbeing at stake, so don’t be fobbed off by being allocated a law firm by an insurance company without checking that they are the best people for the job. You can, and should, choose your own lawyer.
Use the internet to shop around for personal injury specialist for your particular situation. Did you have an accident at work or on holiday? Are you making a medical claim or were you involved in a road traffic accident? There are lawyers with specialisations in warehouse accidents, motorbike accidents, anaesthetic negligence, cosmetic dentistry claims and much, much more. Make sure you choose someone you trust and who is local enough for you to visit, should you need to meet.
3. Not keeping key evidence
One of the most important things you must remember to do after the accident is to gather evidence and keep records safe. Any little detail may help you to prove that someone else was at fault, and make a successful claim later much more likely. Without compelling evidence, on the other hand, your claim has a greater chance of failing. Fortunately, an injury lawyer can help you in such a situation. You can learn more here about how experienced legal professionals can help you streamline the process and make things easier for you.
Take photos and video recordings on your mobile phone. Write down everything that happened, as soon as possible after it happened so it is still clear in your head. What were the weather conditions like? Was is sunny or were there street lights? Any shrubs obscuring your view? Speak to anyone who witnessed the accident as soon as you can, while they still remember every little detail and before they have a chance to change their mind about wanting to help.
4. Underestimating medical evidence
Expert medical evidence is at the heart of every successful personal injury claim. This is what determines the nature and extent of the injuries sustained as a result of an accident, as well as the prognosis for the claimant. If you are tempted to accept a sum of compensation immediately and without medical evidence, you may be making a grave mistake.
Neither is it wise to rely solely on your GP’s assessment, as they may not have the necessary expertise to diagnose complex issues. A whiplash injury resulting from a traffic accident, for instance, might need to be looked at by an orthopaedic surgeon and a consultant neurologist. Mistakes are all too common in medical reports and you are strongly advised to ask for a referral to a consultant.
5. Failing to report all symptoms
It is difficult to make an accurate medical diagnosis without having all the information, however good your doctor may be. If you don’t report all your symptoms, perhaps thinking they’re not important, your medical report won’t document the full extent of your injuries, and your compensation claim may suffer. Volunteer any information that you think may be relevant, even if your doctor doesn’t specifically ask.
Don’t forget that you may also suffer from mental/psychological symptoms, not just physical ones. Do you have trouble sleeping or are you acting strangely? What does your partner think about your behaviour? Are you drinking more or behaving aggressively? You could be suffering from Acute Stress Disorder. Make sure you disclose any change in mood or behaviour to your solicitor or medical expert.
6. Not keeping accurate financial records
While personal injury claims originate out the altered state of your health, the amount of compensation is calculated in hard cash. Here is a useful guide that explains what compensation entails.
The financial losses that you can claim for are wide reaching and go far beyond general damages. Make sure you don’t lose out by keeping all receipts and evidence of expenditure in a safe place. From hospital parking for medical appointments, to takeout food when you are unable to cook, loss of earnings of a family member caring for you or round-the-clock homecare where necessary, there are 101 items that may be claimable.
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How to Minimize Business Disruption When Upgrading Tech
/in Managing Your Business/by StrategyDrivenHire the Right Tech Team
While your business relies on technology to operate effectively, this doesn’t mean that you are an expert in the field. Therefore, you need to have the best team behind you, whether through in-house staff or an outsource agency like Iconic IT. Whoever you choose to put your trust in, they need to be reliable and competent. If you are hiring someone, you need to check their references closely. If you are relying on an outsourced agency, you should get a personal recommendation if possible or review their case studies closely.
Plan and Test
When you first decide to upgrade your tech systems, this is where you need to make a plan involving how long this is going to take and when you can do it to minimize business disruption. You need to work out whether you should inform your clients to let them know about the impending disruption. Within your timetable, you also need to set aside some hours for testing. After all, you don’t want to get the system up and running, only to find that it didn’t work as well as you expected. This is the time that you can use to iron out any issues and sort them out before the big launch.
Keep Security in Mind
Online security has never been more important, and you don’t want to risk your systems going down as a result of not taking the proper precautions. While your old systems may have been protected, you need the same to be said of your newer technology too. To grant you extra peace of mind, it may be worth hiring someone to test your systems out. Some businesses even find it useful to hire ‘friendly hackers’ who attempt to hack into their systems to make sure everything is watertight.
Prepare for Future Upgrades
While it may present a challenge, you should do your best to invest in technology that it is as ‘futureproof’ as possible. While your new bit of kit may be useful now, is this still going to be the case in the next six months. If you are not sure, look at the direction of the company and how well they have done in keeping their products fresh and innovative. You do not want to waste a lot of cash upgrading to a technology that is going to become obsolete in the very near future!
Cyber Security Tips From The Experts: How To Protect Your Data
/in Risk Management/by StrategyDrivenA wide variety of things can be done to keep your system safe from hackers and other threats, regardless of how you’re using your computer every single day. You can check this website for tips or work on your own to protect your data from hackers. This is an essential task as keeping your computer virus-free is one way to avoid cyberattacks and any other malicious programs.
What Are The Dangers Of Cyberattacks?
When it comes to how to cope with the effects of cyberattacks on your business, many companies make the mistake of assuming that it will only affect them and, then, they’ll be okay. However, the reality is that the potential scope of undesired (imprecise) consequences of cyberattacks can be considerably greater than those of an ordinary cruise missile or nuclear bomb simply because of the less certainty in their desired effects. If you’re not careful, then you could easily lose your reputation and credibility in the business community.
Reputational damage can range from a simple hit-or-miss loss of goodwill to a devastating blow, such as being blacklisted by your chosen social media platforms, being banned from online employment opportunities, and being unable to secure a job in the future. All of these are possible if you fail to take action against the attack on your business, or you try and put your own efforts in place without properly planning for the negative consequences of these attacks.
For example, if you’ve taken the time and money to build a positive online reputation for your business, then the damage may well be limited to a few negative stories in the press.
The effects of the attacks on physical and/or psychological reputations, however, can be much more damaging and can impact greatly upon the ability to attract the best candidates to your company. There are many people in the business world who are seeking work, and your reputation can literally be a determining factor as to whether or not you can secure the position you need. If your online reputation is damaged by an attack of another person or organization, this can have a far more detrimental effect on your chances at landing that new job than a hit-or-miss story in the local paper.
Additionally, having a negative reputation online may result in the inability to get a job at all in the future. You need to be very careful when it comes to the effects of these attacks because you never know what they could possibly bring.
How Can You Protect Your Data Online?
In the present day and age, there are so many people around the world who are being victimized by cyberattacks. They’ve lost their jobs, credit cards, identities, and even their lives. Having said that, it’s of the essence to protect your online data to the best of your ability.
It’s important to make sure that you’re doing everything that you can do to protect your computer from cyberattacks. The Internet has been a safe haven for hackers, but the good news is that there are many effective ways you can protect your data online. These include the following:
Contrary to popular belief, you don’t need to be tech-savvy to protect your digital files and information from cyberattacks. Merely downloading and using an anti-virus program is enough to do the trick.
The software is available for both Windows and Macintosh, and it protects your computer against worms, viruses, Trojans, and malware. You can set up an anti-virus program to protect your computers, regardless if you’re using them for work or at home.
With the number of ant-virus programs available today, choosing one can be tough. So, if this is your first time using one, make sure to read this blog and other online articles so you’ll know better what to choose.
2. Avoid Downloading From The Internet
One of the most important cyber security tips from the experts is to be aware of the dangers and risks of using the Internet and downloading software from there. For instance, if you’re not sure about the security of a certain website or program, you should never click on a link or download a file from it.
However, if you’ve already downloaded the file and are curious about the security of it, then you should run a virus scan on the file. Viruses can cause much harm to a computer. Therefore, you should always be careful of what you do and what you download while online.
3. Don’t Give Away Confidential Information
The simplest cyber security tip you can follow is that you should never give away any confidential data, such as credit card numbers, social security numbers, or passwords. Any information like the ones mentioned should be protected by a password or two, and these need to be a secret. This can be especially important if you’re more tech-savvy since you want to protect those who may be trying to get into your email or, worse, access your financial account.
The same is true for passwords that are shared with other people. There will be a lot of people out there who’ll try to break into those. You can also make sure that your system doesn’t contain any viruses, spyware, adware, or any other type of harmful software. This will help keep your computer free from any malicious elements.
4. Encrypt Information
Another important cyber security tip from the experts is that you should keep your information encrypted and safe from prying eyes. If you want to keep your information private and safe, then it should be in your best interest to encrypt your files, send them through the encrypted email, and keep them safely inside a hard drive.
Although this sounds almost too simple, it’s true that encryption is used to make certain that no one can read any of your data. You should make sure that your data is encrypted even if you’re not using a secure system. You should also make sure that it’s in a location that will be inaccessible to anyone, and that you have a backup plan in case anything happens to your computer.
5. Improve Your Password
It’s becoming a common problem among computer users to experience a sudden rise in data being sent or received over the Internet, and hackers are becoming more creative in their attacks on data. Many times, these hackers can also gain access to your network, so they can send their own data into your system as well. A hacker has many different ways of gaining access to a network, but the most common way to gain access is through the use of passwords or keylogging software.
You can prevent this from happening by using a password protection program. With password protection, it becomes impossible for a hacker to get any such information out of your system.
6. Install A Firewall
To avoid having your computer and the security system hacked, you can install a firewall. Firewalls are very effective when used together with anti-virus software to scan your network for malicious codes.
Protection is as easy as getting a firewall installed in your personal computer. This will allow you to set up a physical barrier between your computer and the Internet. When you don’t have an Internet connection, your firewall will block any hackers or outsiders from accessing your computer. This type of system is very effective because you’ll never have to worry about your personal data getting stolen. A firewall is typically installed on all new computers, or given to you when you buy one.
Firewalls don’t just stop data that’s coming into your computer from going out, but they also monitor your incoming and outgoing data. So, even if a hacker was able to bypass the firewall on your network, they won’t be able to get any information at all out of your system.
There are many different types of firewalls that you can choose from, but they all work in a similar fashion. When a hacker tries to access a computer, the system will detect that they’ve done so and will immediately close the window to prevent them from accessing your system any further. By doing this, your computer is now protected. The firewall is designed to prevent the use of unauthorized software, which can cause a number of problems if a hacker manages to get their way past your firewall.
7. Back Up Your Data
You should have a few different types of backup to protect your data in case something happens. For example, you can get a hard drive recovery system in case your computer fails because of a virus or any other security-related issue.
Another important thing you should have is a backup application that can be used in the event of a computer crash, as well as a reliable firewall that protects your system from outside sources. The most important thing is to have a complete set of software in place that you can use in the event of a failure.
If you want to stay safe from cyberattacks, make sure to scan your computer regularly for errors and viruses, which may have occurred during the past. The software that you use to scan your system for these errors will work with the Windows registry, which will help identify the errors that have occurred in order to remove them. Once these errors have been removed from, your PC should run smoothly and without any glitches
However, it’s important to ensure that you’re running the correct version of the software so that your machine can be identified as being fully functional before attempting any further steps.
9. Avoid Visiting Unknown Sites
There are many different ways your data can be stolen from your computer, such as through phishing. A phishing scam is when someone uses your personal details in order to try and sell to another company. They may ask you for your bank account number, social security number, and other important information. If they’re successful in obtaining these pieces of information from you, then they’ll use these to either gain access to your bank account or make purchases.
In order to protect your data from cyberattacks, you should try and keep your computer running as fast as possible. You should also try to stay away from unknown websites. When visiting unknown sites, it would be very easy for malicious programs to steal your information. By avoiding the use of these types of sites, you’re giving yourself much better protection against phishing scams.
10. Work With A Professional
The best way to secure data storage system or vital information online is by hiring a computer security professional to look into the matter on your behalf. It would be much better if you would hire an experienced one to do the job for you.
While there are plenty of them who are not very efficient and are only concerned with their own profits, there are also many out there who are actually more efficient and provide better protection than the rest of the companies. Investing in trained and experienced computer system professionals is a cost-effective move for businesses, especially if you’re a novice to cyber security.
The professionals know what they’re doing, and you can be sure that they can provide the maximum protection that you could ever hope for. It’s just that most business owners aren’t aware that this kind of service is actually available today.
Knowledge Is Power
The Internet has become an integral part of people’s daily lives, and everyone uses it to communicate, research, and work. However, the fact is that the Internet is not safe enough to keep your data secure at all times. If someone hacks into a network you have, they can gain access to all your financial and personal information.
Make sure that none of these mishaps happen by using the tips in this article. As long as implemented regularly, these tips are enough for you to enjoy the World Wide Web without compromising your safety and identity!
10 Ways Teenagers Can Earn Money Online
/in Entrepreneurship/by StrategyDrivenThanks to advancements in technology, it has never been easier for teenagers to earn money without leaving their homes. Hospitality jobs are still viable options for some but others may prefer to make money online, as most young people are already well acquainted with the digital world. There are a number of different and exciting side hustles for teenagers to make money online around their existing schedule.
Here are 10 of the best:
1.Freelance Writing
If you, or a teenager you know, are an avid writer and believe you have the chops to work as a freelance writer, then freelance writing might be a good option. Working as a freelance writer across a number of different platforms, such as local magazines or newspapers, is a great way to earn money doing something you enjoy. Many publications are happy to give young people opportunities, too, either as interns or juniors.
Sometimes, you may find job postings from businesses looking for freelance writers, but often your ability to secure work will be based on your own discretion and hunger to reach out and contact businesses directly. With sites like Fiverr and Upwork, it’s easy to put together a profile with samples of your work, and apply to any number of suitable job openings. Freelance writing is also one of the easiest gigs on Fiverr to get going as you can easily have your samples displayed.
Freelance writing can be incredibly competitive, regardless of which platform you use, so it’s important you don’t get disheartened by rejections. In the end though, payoff in financial means and experience make it entirely worthwhile.
Similar to freelancing, writing for a blog, whether yours or someone else’s, can be an easier writing side-hustle to start up and maintain. Granted, it’s unlikely you’ll immediately start making money with this particular venture. But, once you do monetize, the payout can be quite substantial. Some individuals have been fortunate enough to craft an entire career out of blogging based on how much money they make from advertising. If you write for an existing blog, you won’t have to maintain the site; you’ll simply produce the content and reap the rewards.
Blogging is also a great way to develop your writing style, as well as testing you creatively to make each post unique. When searching and applying for writer positions as you get older, these blog posts can be utilized as examples of your work.
3. Language Tutor
Tutoring in your primary language, whether it’s French, Chinese, Spanish, or English, is a fantastic way to earn money online. Most of the time, when individuals are seeking lessons on a secondary language, they aren’t searching for academic grade lessons. Often, they’re seeking out lessons to improve their conversational language skills and require assistance from native speakers, whether it’s with sentence structure or pronunciation. Tutoring online means teenagers are able to reach a large audience and help others without leaving their homes.
Typically, online tutoring does have a minimum age requirement. For most sites you have to be at least 16-18; it just varies based on which site you visit. Depending on where you live, you may be able to offer tutoring services through your school or college.
4. Selling Your Crafts
If language skills are not in your wheelhouse, and you’re more of the artistic type, then maybe developing your own small-crafts business is more your style. These days, ecommerce sites like Etsy are great for selling your own home-made goodies. On sites like this, you’ll find a variety of products ranging from personalized name puzzles to custom jewelry and antique merchandise. It’s completely up to you and your skills what you make and sell.
When operating one’s own craft business, there’s a degree of marketing and advertising that goes into it, like posts on Facebook and Instagram. If you’re a typical teenager though, you’ll be no stranger to social media. Selling crafts is a great way to express your creativity and make money in the process.
5. Freelance Photographer
If you or a teen you know have a good camera and an eye for photography, selling images online is a great way to earn money. Whether you sell photos to a digital media source or through a third-party site, there are a number of ways to make money through photography. The practice is similar to freelance writing in that you’re selling a product to consumers, with a price entirely based on your discretion and skillset.
With platforms like YouTube amassing millions of visitors every day, creating videos is a money-making exercise that more and more teens are exploring. There are all sorts of video content creators these days, but how-to videos are among the most popular, thanks to their versatility. This is a popular side-hustle option among teens, as young people are the most active on the site.
Videos could vary widely, from how to beat a level on a video game to completing a DIY home project, or explanations on a specific niche you’re passionate about. Making money on platforms like YouTube is typically done by monetizing one’s videos. For example, by adding a subscription fee or allowing advertisements. The easiest way to start earning from online videos is by building a loyal audience of regular viewers.
7. Humanatic
When you’re on the phone with a business and an automated message says “this call is being recorded for quality and training purposes,” companies like Humanatic are the ones behind it. Basically, the call is recorded and forwarded to a third-party company such as Humanatic, who then assign the audio to one of their employees. They then listen to the audio and create a report based on what was done well and what can be improved.
Naturally, for this service, businesses pay establishments like Humanatic to listen to the audio and provide feedback. Working as an audio reviewer is a great, remote side gig. As one of these audio reviewers you can expect the pay to be based entirely on how much work you put in.
8. Proofreading
If you have a strong grasp of grammar and basic language skills, then work as a proofreader is be a no-brainer. There is no age requirement for this one, and all you do is read other people’s work to check for grammar, typos, and other sentence structure issues. Typically, an agency will pay around 25% of the price of a document to the proofreader; the amount of time each piece takes to read can vary. Regardless of your school or college schedule, proofreading can be an incredibly lucrative side hustle and will definitely add some much-needed extra cash to your bank account.
9. Customer Service Representative
If you’re seeking an online gig that can work around your, or a teen’s, study schedule, then a position as a customer service representative (CSR) might the next best step. Typically, these positions require individuals to be at least 16 years of age, but this can vary based on the business and/or online sites they’re affiliated with.
Note, these kinds of jobs do require a certain amount of resolve, and some people might not be able to handle this line of work. As a CSR you will be introduced to a wide variety of people, who can be polite or incredibly rude. As you develop your CSR skills, and overall confidence in your abilities, it’ll get easier to handle a variety of customers.
10. Survey Panels
When you take online surveys, you’re essentially offering your opinion on a variety of topics from music to various products, or even website content. Some companies operate by sending reviewers things to try, in exchange for detailed reviews, while others will pay people for their time. The reviews can take anywhere from a couple of minutes to several hours; this often depends on the value of the product or content.
However, before signing up anywhere and handing over your personal information, it’s important you do research first on reputable sites. This way, you’ll avoid scams and ensure you’ll actually make money from your efforts.
Conclusion
There are a number of ways that individuals can make money online, regardless of their age. Teens, in particular, are well-versed in the digital space and many prefer online side hustles to a traditional part time jobs like serving at a restaurant. The flexibility of digital work also allows them to juggle their work and study schedules with ease.
With the progression of technology and online presence in the workplace, a vast number of opportunities have begun to open up for people willing to work from home. As long as you have a strong internet connection, and the drive to stick to a schedule, the sky is the limit on what you can do and earn.
8 Ways To Build Savings Without Investment Risk
/in Practices for Professionals/by StrategyDriven1. Review and Revise Your Budget
Being realistic about your household budget can help you make great strides in building savings. If it has been more than six months since you last reviewed your budget, sit down with your spouse or partner and take a hard look at how you spend. Seeing your habits on paper may help you realize where you might be wasting cash and where you can make significant changes.
It can be daunting to make serious cuts to your budget, but if you want to grow your savings quickly, then sacrifices must be made elsewhere. This is not to say that you need to cut out entertainment or creature comforts completely, but it is wise to consider which services might be wasteful, such as magazine subscriptions or costly gym memberships. Read free articles online at your favorite magazine’s website and make plans to work out at home.
2. Set Small Goals at the Outset
While planning savings goals can keep you motivated, setting too large of a marker may frustrate you and cause you to toss your savings plans completely, especially once you first start out. Learning how to save can be a difficult process, so setting smaller, more attainable goals when you first open a savings account may be more fruitful in the long run.
For example, if you want to ultimately save $1,000, set a goal of $250, which is one-quarter of that amount. Once you reach that goal, up the mark to half, or $500, and so on. Raising your goal by these increments can help you see your progress in a positive light, and you will likely feel proud when you reach each milestone.
3. Use Credit Cards With Cashback Rewards
You might view using credit cards as being almost as financially daunting as some investment risks, but not all credit cards are bad news. In fact, some can help you pad your savings if you use them correctly. If you are currently searching for a card that suits your lifestyle and budget, consider applying for one that offers a cashback bonus instead of travel points or other perks.
A cashback reward can be useful in several ways. For example, many credit card companies that offer them allow you to put those rewards toward your monthly payment, which can raise what you pay toward your premium without having to pull money from your savings. Second, these rewards build from items you buy each month, such as groceries, fuel, and other necessities. It is important to remember, however, that a cashback credit card is only useful if you use it wisely and do not overspend.
4. Pick Up a Side Hustle
Technology has made finding a viable side hustle simpler than ever. From being an Uber driver to web design or content creation, picking up side work by using your natural talents can help your savings grow significantly. If you are not sure which job would be the best use of your time and effort, focusing on what you enjoy may be a good place to start.
While you might hesitate about turning a hobby you enjoy into a job, there are several advantages to this tactic. For example, if you enjoy creating digital art, consider adding a commissions list to your social media bio so you can take orders as they come and set a time frame that allows you to enjoy the artistic process while you make a profit at the same time.
5. Change Your Meal Plan
Revising your meal plan and how you grocery shop can help you understand where you might be wasting both money and food when you could be putting these resources toward your savings and dining table. Even if you use a shopping list, it may not be as effective as you think if you are not planning weekly meals.
Before you grocery shop, consider how much food you throw away each week when you clean out your fridge. Make a list of items that are wasted most often and strive to buy these less often. Consider cutting back on how often you eat out and make weekly meal plans so you can have the ingredients on hand. If you are pressed for time during the evening, cook and freeze meals over the weekend so you can defrost items when you get home from work.
6. Consolidate Your Bills
If you are struggling with loan payments, high-interest credit card bills, and other monthly debt that prevents you from saving money, you may want to consider consolidation. From companies that operate in the U.S. to those available for individuals and families living in Sweden, there are many to choose from.
You might think that consolidation is only an option for those who are facing bankruptcy or some other type of serious financial issue. However, this process is typically available for anyone who wants to reduce their monthly loan payments and opt to pay a consolidation company one lump sum instead. Depending on the company you chose and where you live, the interest for each payment and the total may be lower than what you are currently paying each individual creditor. Consolidation companies in Norway, for example, offer such manageable options.
7. Lower Your Energy Bills
Savings can be found around your home if you know where to look, and you can start with your energy resources. Old windows and doors allow heat and cooled air to escape, which wastes resources and may raise your utility bills. Consider investing in energy-efficient options instead. Contact a local roofing contractor to inquire about utilizing solar power and take steps to conserve water. When you lower these bills, the money left over can be applied toward your savings.
If you are uncertain about where you might be losing valuable energy resources around your home, you can ask your local power company to conduct an audit. During this process, a qualified energy professional will come to your property and evaluate how your home uses energy and where waste might be taking place. The auditor might suggest having your hot water tank cleaned of sediment, your ducts cleaned, and which rooms might benefit from new windows and doors.
8. Make Willing Financial Sacrifices
Your savings cannot grow unless you make a conscious effort to contribute to them each pay period. This will probably require several sacrifices on your part, but you might find skipping that expensive latte or saying no to a new outfit is well worth it as you watch your savings increase. Remember, you do not have to deny yourself all the time and live on the bare minimum when it comes to growing your savings, but making financial sacrifices a few times a month can go a long way.
Building your savings account without making risky investment choices can be a challenge. However, when you take steps to revise your budget and spend more wisely, you might see your nest egg grow by leaps and bounds.
6 Mistakes to Avoid During a Personal Injury Claim
/in Risk Management/by StrategyDrivenUnfortunately, the legal process can be long and complex. You have to ensure that you have the best workers compensation lawyer on your team so that your people get what they deserve. Having an injury at work, means that you need to pursue it when you can if you are the injured party. If you are a boss and someone is suing you because of workers compensation, then you need a lawyer as well. “The majority of personal injury cases are completed within six to nine months of the process being started. However, it should be noted that depending on the nature and details of your claim, the amount of time can vary from a few months to a number of years in order to see it through,” advises one expert in the field.
While you should always have the benefit of your personal injury solicitor’s expertise to guide you, it doesn’t do to underestimate the potentially huge physical and mental health implications on your ability to deal with the situation. In addition to physical pain and medical treatment, there may be emotional trauma to cope with, not to mention the added financial burden of medical bills, lost earnings and more.
You’ll want to understand how personal injury law works. We’ve put together some of the most common mistakes you should absolutely avoid when making a personal injury claim.
1.Dealing direct, without the help of a lawyer
You may be tempted to do away with legal representation and deal with insurance companies yourself. Indeed, they may have advised you that settling a claim directly with them will lead to a better outcome for you, and without the need for costly legal fees. Well, they would say that, wouldn’t they? Given the vast in-house resources and legal knowhow of an insurance company, how well could you possibly do against them? What sort of a fight could you put up?
A specialist personal injury lawyer, on the other hand, will have built up vast experience in a wide range of injury, accident and medical negligence claims and know exactly how to approach your case. Many even offer no win, no fee agreements, meaning they will only charge you as and when your compensation is paid.
2. Assuming that all law firms are the same
With something as critical as a personal injury case, it pays to do a little research to find the best person to represent you. It’s your health and wellbeing at stake, so don’t be fobbed off by being allocated a law firm by an insurance company without checking that they are the best people for the job. You can, and should, choose your own lawyer.
Use the internet to shop around for personal injury specialist for your particular situation. Did you have an accident at work or on holiday? Are you making a medical claim or were you involved in a road traffic accident? There are lawyers with specialisations in warehouse accidents, motorbike accidents, anaesthetic negligence, cosmetic dentistry claims and much, much more. Make sure you choose someone you trust and who is local enough for you to visit, should you need to meet.
3. Not keeping key evidence
One of the most important things you must remember to do after the accident is to gather evidence and keep records safe. Any little detail may help you to prove that someone else was at fault, and make a successful claim later much more likely. Without compelling evidence, on the other hand, your claim has a greater chance of failing. Fortunately, an injury lawyer can help you in such a situation. You can learn more here about how experienced legal professionals can help you streamline the process and make things easier for you.
Take photos and video recordings on your mobile phone. Write down everything that happened, as soon as possible after it happened so it is still clear in your head. What were the weather conditions like? Was is sunny or were there street lights? Any shrubs obscuring your view? Speak to anyone who witnessed the accident as soon as you can, while they still remember every little detail and before they have a chance to change their mind about wanting to help.
4. Underestimating medical evidence
Expert medical evidence is at the heart of every successful personal injury claim. This is what determines the nature and extent of the injuries sustained as a result of an accident, as well as the prognosis for the claimant. If you are tempted to accept a sum of compensation immediately and without medical evidence, you may be making a grave mistake.
Neither is it wise to rely solely on your GP’s assessment, as they may not have the necessary expertise to diagnose complex issues. A whiplash injury resulting from a traffic accident, for instance, might need to be looked at by an orthopaedic surgeon and a consultant neurologist. Mistakes are all too common in medical reports and you are strongly advised to ask for a referral to a consultant.
5. Failing to report all symptoms
It is difficult to make an accurate medical diagnosis without having all the information, however good your doctor may be. If you don’t report all your symptoms, perhaps thinking they’re not important, your medical report won’t document the full extent of your injuries, and your compensation claim may suffer. Volunteer any information that you think may be relevant, even if your doctor doesn’t specifically ask.
Don’t forget that you may also suffer from mental/psychological symptoms, not just physical ones. Do you have trouble sleeping or are you acting strangely? What does your partner think about your behaviour? Are you drinking more or behaving aggressively? You could be suffering from Acute Stress Disorder. Make sure you disclose any change in mood or behaviour to your solicitor or medical expert.
6. Not keeping accurate financial records
While personal injury claims originate out the altered state of your health, the amount of compensation is calculated in hard cash. Here is a useful guide that explains what compensation entails.
The financial losses that you can claim for are wide reaching and go far beyond general damages. Make sure you don’t lose out by keeping all receipts and evidence of expenditure in a safe place. From hospital parking for medical appointments, to takeout food when you are unable to cook, loss of earnings of a family member caring for you or round-the-clock homecare where necessary, there are 101 items that may be claimable.